New Listing
$934,000
 $5,014 est/mo Sourced by Back At You

138 St. James Street S,Waterford, ON N0E 1Y0

Waterford, ON N0E 1Y0

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Description

A rare offering in the heart of Waterford - this 1895 Victorian, architecturally updated in 1936, has been cared for by the same family for over two decades, and it shows in every detail. Solid brick construction, two classic covered porches, and mature, once-showcased gardens set the tone before you even step through the door. Inside, over 2,400 square feet unfolds across two storeys: a warm eat-in kitchen, a main floor office, a main floor 2-piece bathroom, and a formal dining room, all connected by rich hardwood floors, crown moulding, antique light fixtures, and etched and stained-glass details true to the home's era. The living room anchors it all with a gas fireplace and custom hardwood cabinetry, while a sunroom off the main level houses a hot tub - the perfect spot to unwind. Upstairs, 4 generous bedrooms include a primary suite with its own 3-piece ensuite, plus a second full bath serving the rest of the level. Outside, the 0.41-acre lot is a private retreat framed by trees, hedges, and fencing, complete with a gazebo, patio, and beautifully kept gardens. The detached double garage doubles as a coach house, with a generous sized entrance area below and a self-contained loft studio above - kitchenette, bed/sitting room, and 3-piece bath included, ideal for guests, extended family, or added income potential. Just a short walk from the Waterford ponds, boat launch, and the scenic Waterford Heritage Trail connecting to Port Dover and Brantford, with the Wishbone Brewery, antique market, and other local shops all close by, this is a home with character, history, and room to grow into - set in one of Norfolk County's most walkable small towns. And with Waterford perfectly located just a short drive to all major centres for shopping, entertainment, and employment, you get small-town charm without sacrificing convenience.

Details

MLS #40877324
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year1895
Days On Site2
Listing Provided ByProgressive Realty Group Inc. | Daryl Rainey

Features

Bed(s)4
Bath(s) 3 Total
SQ Feet2,420
Garage2
BasementY
Story(s)2
ZoningR1-A
Acreage0.41
Golf CourseYes

Interior

AppliancesInstant Hot Water, Water Heater Owned, Water Softener, Built-in Microwave, Dishwasher, Dryer, Hot Water Tank Owned, Refrigerator, Stove, Washer
Rooms Total19
Interior FeaturesCentral Vacuum, Ceiling Fan(s), In-Law Floorplan, Upgraded Insulation
CoolingDuctless
Cooling Yes / NoNo
HeatingGas Hot Water
Heating Yes / NoYes
Fireplaces Total1
Fireplace FeaturesLiving Room, Gas
Window FeaturesWindow Coverings
Laundry FeaturesIn Basement, Sink

Exterior

Exterior FeaturesLandscaped, Lawn Sprinkler System
Lot FeaturesUrban, Rectangular, Dog Park, Near Golf Course, Library, Park, Place of Worship, Rec./Community Centre, Schools, Trails
Construction MaterialsBrick, Wood Siding
RoofAsphalt Shing
FencingFence - Partial
Foundation DetailsStone
Patio And Porch FeaturesPatio, Porch, Enclosed
Security FeaturesCarbon Monoxide Detector, Smoke Detector

Parking

Garage Spaces2
Parking FeaturesDetached Garage, Garage Door Opener, Asphalt
Open Parking Yes / NoYes
Attached Garage Yes / NoNo

Utilities

UtilitiesCable Available, Electricity Connected, Garbage/Sanitary Collection, Natural Gas Connected, Recycling Pickup, Street Lights
SewerSewer (Municipal)

Taxes

Tax Annual Amount6285.35

Area Information

ProvinceON
CountyNorfolk
CityWaterford
Postal CodeN0E 1Y0
AreaWaterford
SubareaWaterford
Community NameWaterford
Listing VS Median (in Waterford)
Price:
$934,000
low | high
Med:
$752,450
69.437901498929% of Average
sqft:
2,420
low | high
Med:
1,443
90.392561983471% of Average
$ / sqft:
$386
low | high
Med:
$522
14.702988968267% of Average
On site:
2
low | high
Med:
37.5
5.333333333333% of Average
Sourced by Back At You

Market Activity N0E 1Y0

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Learn More About This Property

ProvinceON
CountyNorfolk
CityWaterford
Postal CodeN0E 1Y0
AreaWaterford
SubareaWaterford
Community NameWaterford
Listing VS Median (in Waterford)
Price:
$934,000
low | high
Med:
$752,450
69.437901498929% of Average
sqft:
2,420
low | high
Med:
1,443
90.392561983471% of Average
$ / sqft:
$386
low | high
Med:
$522
14.702988968267% of Average
On site:
2
low | high
Med:
37.5
5.333333333333% of Average
Sourced by Back At You
Nearby Listings (Within 1/4 mile)
Price: $700K - $1.167M
sqft: 1,500 - 3,000
Nearby Listings Property ImageNearby Listings Details
103 Main Street S Property Photo 1
$849,000
103 Main Street S
Waterford, ON N0E 1Y0
Listing Updated: November 10, 2026 at 10:10:22 AM PST